Customer: any professional or natural person, or legal entity, who visits the Site which is the subject of these General Terms and Conditions.

Services: provides customers with :

Content: All the elements making up the information on the Site, in particular text, images and videos.

Customer information: Hereinafter referred to as "Information (s)" which corresponds to all personal data that may be held by for the management of your account, customer relationship management and for analysis and statistical purposes.

User: Internet user connecting to and using the aforementioned site.

Personal information: "Information which allows, in any form, directly or indirectly, the identification of the natural persons to whom it applies".

The terms "personal data", "data subject", "sub-processor" and "sensitive data" have the meaning defined by the General Data Protection Regulation (GDPR: no. 2016-679).

1. Presentation of the website.

For the sake of confidence in the digital economy, users of the website are informed of the identity of the various parties involved in its creation and monitoring:

Owner: de Ravel Finance
Investment Offices : 167-169 Great Portland Street 5th Floor, London W1W 5PF, United Kingdom
Head Office: Väike-Paala tn 2, Lasnamäe linnaosa 11415 Tallinn

2. General terms and conditions of use of the site and the services offered.

The Site constitutes an intellectual work protected by the provisions of the French Intellectual Property Code and applicable international regulations.
The Customer may not in any way re-use, transfer or exploit for his own account all or part of the elements or works on the Site.

Use of the website implies full acceptance of the general conditions of use set out below. These conditions of use may be amended or supplemented at any time, and users of the website are therefore advised to consult them regularly.

This website is normally accessible to users at all times. However, may decide to interrupt the site for technical maintenance purposes, in which case it will endeavour to inform users of the dates and times of the intervention in advance.
The website is updated regularly by In the same way, the legal notices may be modified at any time: they are nevertheless binding on the user, who is invited to refer to them as often as possible in order to read them.

3. Description of services provided.

The purpose of the website is to provide information about all the company's activities. endeavours to provide information on the website that is as accurate as possible. However, it cannot be held responsible for any omissions, inaccuracies or failures to update information, whether these are its fault or the fault of third-party partners who provide it.

All information provided on the website is given for guidance only and is subject to change. Furthermore, the information on the website is not exhaustive. It is subject to changes having been made since it was put online.

4. Contractual limitations on technical data.

The site uses JavaScript technology.

The website cannot be held responsible for any material damage arising from use of the site. In addition, users of the site undertake to access the site using recent, virus-free equipment and with an up-to-date, latest-generation browser.
The website is hosted by a service provider in the European Union in accordance with the provisions of the General Data Protection Regulation (GDPR: no. 2016-679).

The aim is to provide a service that ensures the highest level of accessibility. The host ensures continuity of service 24 hours a day, every day of the year. However, it reserves the right to interrupt the hosting service for the shortest possible time, in particular for maintenance purposes, to improve its infrastructures, in the event of infrastructure failure or if the Services generate traffic deemed to be abnormal. and the host cannot be held responsible in the event of malfunction of the Internet network, telephone lines or computer and telephony equipment, particularly due to network congestion preventing access to the server.

5. Intellectual property and counterfeiting. is the owner of the intellectual property rights and holds the rights of use on all the elements accessible on the website, in particular the texts, images, graphics, logos, videos, icons and sounds.
Any reproduction, representation, modification, publication, adaptation of all or part of the elements of the site, whatever the means or process used, is prohibited, except with the prior written authorisation of:

Any unauthorised use of the site or of any of the elements it contains will be deemed to constitute an infringement and will be prosecuted in accordance with the Intellectual Property Code.

6. Limitation of liability.

The website is provided "as is" and for information purposes only. in no way guarantees the accuracy, relevance or completeness of the Content published, including blog articles and any information relating to investment management mandate services. Consequently, use of the information and content available throughout the site is the sole responsibility of the user, who assumes all consequences that may arise, without being able to be held liable in this respect, and without recourse against the latter. accepts no responsibility for any damage, direct or indirect, of any nature whatsoever, arising from the use of its site or its unavailability.

Users expressly acknowledge that they have been informed of the inherently risky nature of financial investment. By accessing the website, consulting the information provided or using the management services offered, the user fully and completely accepts the risks associated with investment. In particular, they acknowledge that an investment may result in the partial or total loss of their invested capital. The user is solely responsible for his/her investment decisions and acknowledges that cannot be held responsible for any decision taken on the basis of the information or services provided on or via the site.

Interactive areas (possibility to ask questions in the contact area) are available to users. reserves the right to delete, without prior notice, any content posted in this area that contravenes legislation applicable in France. In the event of a clear breach of the law, reserves the right to take legal action against the user.

7. Applicable law and jurisdiction.

Any dispute relating to the use of the website is subject to Estonian law.
Except in cases where the law does not allow it, exclusive jurisdiction is given to the competent courts of Tallinn in Estonia.

Our offices

de Ravel Finance
167-169 Great Portland Street 5th Floor
London, W1W 5PF
United Kingdom

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